電商金融

施可豐金(jin)穗惠農通(tong)服務點服務內容

    在農(nong)村(cun)(cun)鄉鎮、村(cun)(cun)的(de)指定合作服務(wu)點，通過布放金(jin)融機構的(de)銀(yin)行(xing)卡業(ye)務(wu)受理終端，向借記(ji)卡持卡人(ren)提供小額轉賬、存款(kuan)、取款(kuan)、余額查詢、理財產(chan)品(pin)、保(bao)險產(chan)品(pin)銷售(shou)、代(dai)繳費等綜合金(jin)融服務(wu)。這項業(ye)務(wu)的(de)推(tui)廣是金(jin)融機構落實(shi)國家各項支農(nong)惠農(nong)政策、落實(shi)中國人(ren)民(min)銀(yin)行(xing)和銀(yin)監會文(wen)件精神的(de)重要(yao)舉措，是金(jin)融服務(wu)“三農(nong)”的(de)具體體現(xian)，對于(yu)提升金(jin)融機構的(de)銀(yin)行(xing)卡應用水平(ping)、促進城鄉金(jin)融服務(wu)均等化、方便農(nong)村(cun)(cun)居(ju)民(min)生產(chan)生活具有重要(yao)的(de)現(xian)實(shi)意(yi)義。

        金(jin)(jin)(jin)融(rong)機(ji)構“銀行卡(ka)施可豐金(jin)(jin)(jin)穗惠農通服務”是一(yi)(yi)種新型農村支付(fu)結算方(fang)式，具(ju)體(ti)指(zhi)在(zai)鄉鎮及以下農村選擇具(ju)有一(yi)(yi)定(ding)公信力(li)和(he)經(jing)濟實(shi)力(li)、信譽良好的合(he)作代辦(ban)人(ren)員，安裝“POS”設備、查詢(xun)機(ji)，借(jie)助“POS”的刷卡(ka)實(shi)現轉賬(zhang)功能，利用代辦(ban)人(ren)員周轉資金(jin)(jin)(jin)，通過刷卡(ka)轉賬(zhang)為借(jie)記卡(ka)持(chi)卡(ka)人(ren)提供小(xiao)額(e)存、取款(kuan)、借(jie)記卡(ka)轉賬(zhang)、余額(e)查詢(xun)以及理財產品、保險產品銷售、代繳費、購(gou)票等金(jin)(jin)(jin)融(rong)綜合(he)服務。

施可豐(feng)金(jin)穗惠農通服務對金(jin)融機構的意義

    在廣(guang)(guang)大農(nong)(nong)(nong)(nong)(nong)村(cun)推廣(guang)(guang)施可豐金(jin)(jin)穗惠(hui)農(nong)(nong)(nong)(nong)(nong)通服務(wu)點(dian)(dian)建(jian)設，是(shi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構將中央各項(xiang)扶農(nong)(nong)(nong)(nong)(nong)惠(hui)農(nong)(nong)(nong)(nong)(nong)政策落到實(shi)處(chu)、助(zhu)(zhu)力(li)社會(hui)主(zhu)義新農(nong)(nong)(nong)(nong)(nong)村(cun)建(jian)設、有效推動(dong)農(nong)(nong)(nong)(nong)(nong)村(cun)經(jing)濟發展(zhan)(zhan)的一項(xiang)重要舉(ju)措；是(shi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構改善農(nong)(nong)(nong)(nong)(nong)村(cun)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)基礎設施、提高農(nong)(nong)(nong)(nong)(nong)村(cun)居民領卡用(yong)卡積(ji)極性、進一步推動(dong)銀(yin)(yin)行卡業務(wu)發展(zhan)(zhan)的重要制度(du)安排；也是(shi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構拓展(zhan)(zhan)農(nong)(nong)(nong)(nong)(nong)村(cun)市(shi)場(chang)、創新金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)產品、完(wan)善農(nong)(nong)(nong)(nong)(nong)村(cun)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)體系(xi)的有利契機(ji)(ji)。配合金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構助(zhu)(zhu)力(li)農(nong)(nong)(nong)(nong)(nong)村(cun)銀(yin)(yin)行卡金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)點(dian)(dian)建(jian)設，對于提升金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構銀(yin)(yin)行卡在農(nong)(nong)(nong)(nong)(nong)村(cun)應用(yong)發展(zhan)(zhan)水平、增(zeng)強金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構在農(nong)(nong)(nong)(nong)(nong)村(cun)地(di)區的影(ying)響力(li)和(he)競爭力(li)、有效增(zeng)加金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)(ji)構在農(nong)(nong)(nong)(nong)(nong)村(cun)地(di)區支付結算渠道、促進城鄉公共金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)均等化、方便農(nong)(nong)(nong)(nong)(nong)村(cun)居民生(sheng)產生(sheng)活(huo)具(ju)有重要的意(yi)義。

施可(ke)豐金穗惠農(nong)通項目愿景

   ;   通過整合現(xian)代(dai)互聯網技術，銀(yin)企共建“四通四融(rong)(rong)”服(fu)(fu)務平臺(tai)，為客(ke)戶提供全方位，全領域的金融(rong)(rong)服(fu)(fu)務，推動(dong)惠農通服(fu)(fu)務點(dian)實現(xian)由“被(bei)動(dong)服(fu)(fu)務性”向(xiang)“價值創造(zao)型(xing)”轉變。

一、打通普惠金融渠道，構架服務融合(he)平(ping)臺。

二、打通(tong)客(ke)戶遴選渠道(dao)，構建支農融資(zi)平臺。

“施(shi)可豐(feng)金穗惠農通(tong)服務”是(shi)一種新型農村(cun)支付(fu)結算方式，指在鄉(xiang)鎮及以下農村(cun)選擇具(ju)有(you)一定(ding)公信(xin)(xin)力和(he)經(jing)濟實力、信(xin)(xin)譽良好的合作(zuo)代辦人員，安裝“POS”設備、查詢機，借(jie)助“POS”的刷卡實現轉賬及提供小額(e)存、取款(kuan)、代繳費等金融綜合服(fu)務項(xiang)目，以改(gai)善農(nong)村支付環境，解決農(nong)村金融服(fu)務“最后(hou)一公里”，讓(rang)廣大農(nong)民足(zu)不出村享受(shou)到便(bian)捷的基礎(chu)金融服(fu)務。